Love ain’t cheap: Dating on a dime Thursday, Sep 12 2019 

By Zoe Watkins —

Tonight’s the night. It’s your first date with the “love of your life” who you will (maybe) cherish forever. So, it is only suitable for you to make everything perfect and not leave out any detail.

The thing is, everything costs money and date nights can quickly add up to a hefty check, and let’s face it, college students are notoriously known for being broke. So, yeah, dating can be rough. Good news though, here’s some quick ways to plan out your next date night that won’t cost you an arm and leg.

To start off the night, there’s plenty of spots around Louisville to go to that are easily accessible, including some on campus. The fountain next to Schneider Hall provides an enchanting ambience with its tall trees and overgrown shrubs, and the fountain centerpiece radiates peaceful moods. Though if you want to go exploring, downtown 4th Street has a lively, electric atmosphere on Saturday nights. You could also try visiting the Waterfront Park, Old Louisville or the Highlands for a lovely evening.

Why not grab some dinner before heading out again? Some good restaurants can be found in Cardtowne. Try a simple classic like Home Run Burgers or maybe a late night coffee run at Quills. Not in a coffee mood? Try some dessert at Comfy Cow, which stays open until 11 p.m. Fun fact, both Home Run Burgers and Comfy Cow use Cardinal Cash.

Some other restaurants, though a bit farther, include happy hour at Dragon King’s Daughter on Bardstown Road and Please & Thank You in East Market. Happy hour at Dragon King’s Daughter  and Please & Thank You are both less than 10 dollars. If you’re in a rush, Sonic Drive-In is a fun choice and most of the menu choices are less than six dollars.

Now onto the main event, what you two lovebirds want to do for the rest of your evening. The Floyd Theatre, Speed Museum and Rauch Planetarium are all free to students who have their ID and are classic date ideas for couples.

If you do want to hit the town, some things to do is take a walk on the Big Four Bridge, go bowling at Executive Strike and Spare or go see a band at Headliners Music Hall.

Though it doesn’t always have to be this planned out, date nights can be as simple as hanging out in a dorm’s lobby, cooking dinner at home or a night in watching bad Netflix movies. Whatever happens though, be sure its lets sparks fly and is something memorable because that is priceless.

Graphic by Shayla Kerr / The Louisville Cardinal

The post Love ain’t cheap: Dating on a dime appeared first on The Louisville Cardinal.

U of L resources help keep the green in student’s wallet Wednesday, Sep 11 2019 

By Madelynn Bland —
The University of Louisville is quickly turning into one of the greenest campuses in the country and actually has many ways for students to make easy changes to be more sustainable and save money. One of the most notable ways are the water filling stations seen all around campus. By filling up one reusable bottle at these stations instead of buying disposable plastic bottles, students can save hundreds of dollars a year.
“Bottled water is for suckers. Bring your reusable bottle and refill for free with Louisville’s award-winning tap water. At just one water filling station on the first floor of the SRC, students recently pushed us past one million bottles saved,” Justin Mog, Assistant to the Provost for Sustainability Initiatives, said.
One million bottles saved means a million bottles less that end up in the ocean and a million bottles that students didn’t have to pay for.
The Belknap Campus also has an organization called the Cardinal Cupboard, which is stocked with food that would otherwise go to waste. Food donations include Starbucks’ bakery items, Einsteins’ bagels, canned food and many other grocery’s brought in from the community. Every trip is completely free for students and faculty, so this is a great way to get groceries at no cost and keep food from being completely wasted. Cardinal Cupboard is located in the SAC, room W314 and is open from 9 a.m.-6 p.m. on weekdays.
David Simpson, a sustainability professor, said, “In terms of how students can live sustainably, it’s all about being mindful of the consumer patterns that we all have and grew up with. In the everyday decisions we make there’s opportunities to say ‘Do I really need this?’ and try to figure out if there’s another way to solve this need.” Simpson also suggested checking out the Free Store on campus, which offers access to free clothing, household appliances and school supplies. It’s open to all students, faculty and staff.
By getting things from this store instead of going out and purchasing new items, students are reusing what would have just been wasted and saving their precious money. Students taking full advantage of all these cost saving, sustainable resources are not only saving their money, but are also being eco-conscious.

Graphic by Shayla Kerr / The Louisville Cardinal

The post U of L resources help keep the green in student’s wallet appeared first on The Louisville Cardinal.

Where does the money go?: Using budget apps to track spending Sunday, Sep 8 2019 

By Jordan Geisler —

More likely than not, at some point in your academic career you’ll experience what it’s like to be a broke college student. Think of it like a coming-of-age ritual. Fortunately, being millennials, we have technology on our side, which means we have the power of budgeting apps right at our fingertips.

A great way to handle your finances, budgeting apps offer helpful insight to your spending trends, keep track of your purchases and even a little more. EveryDollar follows steps from financial expert Dave Ramsey and apps like NerdWallet track your credit score.

Audrey Kline, a microeconomics professor in the School of Business, said that even though she doesn’t personally use a budgeting app, she recommends college students using one.

“Having a road map and a budget app, or some other way that you budget, to just look at your expenses versus your income can help with eliminating one thing at a time,” said Kline.

Sophomore finance major Tom Murphy agrees with Kline. He recommends apps like Acorns and Robin Hood, which allow you to invest spare change into stocks. “Having some sort of money put away from investments is gonna be very helpful when you graduate,” Murphy said.

However, while it’s nice having an app track spending habits, some feel weird about apps tracking their every move.

Senior communication major Cameron Wilson said she uses Mint, a budgeting app linked to her bank account that categorizes and tracks her spending.

“It’s kind of weird that it knows everything that you’re doing, but it really does help when you’re trying to budget for school,” said Wilson.

However, the overall consensus from professors and students alike for utilizing a budgeting app resembles that of something like floss: they themselves don’t use it, but they believe it’s a good practice and recommend others to use it.

Even still, they all agree on the importance of putting money away, with or without the use of a budgeting app.

Kline said, “Even if it’s a little, just get in the habit of routinely putting away money from every paycheck, even if it’s five dollars, just to establish the discipline and the habit of saving.”

Graphic by Shayla Kerr / The Louisville Cardinal

The post Where does the money go?: Using budget apps to track spending appeared first on The Louisville Cardinal.