5 Tips on How to Travel After College Wednesday, Oct 20 2021 

By Jacob Maslow–Branded Content

After college, you will move on from the life of a student into that of a professional. This is the perfect time to go out and see the world before you become too busy with adulthood. 

Let this article serve as a travel guide if you want to see the world after college. After reading this, you will know tips that can make traveling easier for you after you graduate.

1. Visit Places You Can Afford

One of the things you need to keep in mind when looking for a place to visit is affordability. If you are still not making money, it is not ideal to go to places with a high cost of living. 

Instead of going to Tokyo or Scandinavia, go to places with cheaper travel costs. Look up general costs of living and currency exchanges.

Doing this can help you find a place where your dollar and relative buying power are strong.

2. Time Your Trip Right

Be patient. Although it can be tempting to take off for a foreign trip after graduation, this may not always be a smart move. 

Wait for the perfect time to go to the place you wish to visit. If you want to go to China, going during January or February would be expensive. 

More people will visit during this time because of the Spring Festival and the Chinese New Year. 

Because of these events, tourists and locals flock to the big cities. Airlines and hotels take advantage of these festivities to raise their prices.

Ideal travel time varies depending on the location.

If you are willing to brave freezing temperatures, you can go to Europe instead of China. However, because of the cold weather during this season, there will be fewer tourists.

3. Volunteer or Work Abroad

Try volunteering or working in another country. This is a smart option if you are not particularly attached to your current location. 

A temporary or seasonal job abroad can help you become more independent. 

You only need to create a resume while you take in the culture and experiences of another country.

4. Use FundMyTravel

You can use crowdfunding sites, like FundMyTravel, for financial support. This way, you can ask friends, family, and your extended network to support your travel goals. 

 

Think hard about what you want to achieve in your travels, then invite everyone to support you.

5. Try Backpacking

Backpacking may seem cliche, but this travel type has its merits.

Exploring a foreign country on foot fits into a post-graduate lifestyle. So it is because doing this is affordable and flexible.

You can choose to have a return date on your backpacking trip. But, you can also devote an unspecified length of time to the trip.

Places like India and Nepal are popular for backpacking. It is because these countries provide opportunities to mingle with the locals. You can also admire ancient architecture during the trip.

Rather than living by a schedule, you can make the decisions on the spot. Backpacking allows you to choose what kind of experiences and memories to make.

Backpacking trips are also cost-efficient. For example, traveling through Thailand can cost you as little as $20 per day. 

That said, you still need to prepare for a backpacking trip.

Have a soft travel schedule that outlines which nights you will spend in certain cities. 

Also, make sure your vaccinations and boosters are up to date. This way, you will not have to worry about foreign viruses or illnesses.

Traveling after graduation is a smart move for those looking for adventures. You are still not bogged down by work. Plus, you are as free and able-bodied as you will ever be.

So, do not miss the chance to travel after you get that diploma. Keep in mind the tips above and find your next adventure.

Photo Courtesy of Jacob Maslow//Cosmic Press

The post 5 Tips on How to Travel After College appeared first on The Louisville Cardinal.

Smart Money Moves After Graduation Tuesday, Sep 28 2021 

By Jacob Maslow–Branded Content

Once you have finished college, your life will change, and you will have greater responsibility and opportunity in the future. You might be beginning a new career, living on your own, or becoming independent from your parents for the first time. If you want to be successful after school, a few things will help you do so.

Take Care of Student Loans

Now is the time to take care of the debt you may have accumulated while getting your degree. Most graduates have at least some student debts after finishing school. It can be tempting to make only the minimum payments each month, but it is best to repay them as aggressively as possible. 

Once you take care of these loans, you won’t have to pay as much in interest, giving you more savings. One way you can lower your monthly expenses is by creating a plan of action for your loans. For example, you could consider an option to refinance student loans into a new loan from a private lender. You might get different repayment terms or find a lower interest rate, which can then reduce what you pay each month.

Budgeting for Living Expenses 

It is essential to understand where your cash comes from and where it goes. Then, create and stick to a budget each month to ensure you stay financially healthy for a long time. There are plenty of apps that will help you create this money-saving tool, and these can track your credit, account balances, and spending, no matter where you are.

Understand living expenses to create a realistic budget. Once you move off-campus, you will find costs can add up quickly. Whether it is rent, utilities, or transportation, you will be facing a lot more costs now. And these can add up quickly, making you wonder where your income is going. When setting up the budget, ensure you consider each expense and know they can change throughout the year. For example, if you live in a region with frigid winters, your electric bill might be higher then.

Start Retirement Planning

It might seem crazy to think about your retirement when you have barely entered the workforce, but now is the best time to begin saving. Many times, you can earn interest on the money in your account, as well as the money you have already invested. But, of course, that means you need to have time on your side to have the best results.

It’s not that hard to save for retirement since the most complex part will be making sure there is enough room in your budget for it. First, create automation so some of your paychecks go directly toward the account. Second, if you receive a 401(k) match from an employer, try to take full advantage of that offer since it is free money. Think of it as part of the wages you earn from the work you provide to the company. Finally, promise yourself that you won’t touch your retirement savings, no matter what.

Photo Courtesy of Jacob Maslow // Cosmic Press

The post Smart Money Moves After Graduation appeared first on The Louisville Cardinal.

Students are staying safe through virtual commencement Tuesday, Nov 3 2020 

By Catherine Brown-

This semester, the University of Louisville is moving its December commencement ceremony online. It’s devastating to lose that chance to walk across the stage to your family and friends cheering you on, but it’s necessary during this global pandemic.

If the university decided to hold in-person commencement, it could be problematic. Holding an in-person commencement ceremony would risk the health of everyone in attendance. Many students, staff, faculty members, and friends/family that would attend a normal, in-person commencement are in “high-risk” groups. 

Not only that, but COVID-19 is more contagious than the flu, the CDC reports. You could be placed next to a student who is asymptomatic but coughs once and ends up spreading the virus.

Therefore, holding a commencement in the KFC Yum! Center could only spell a disaster.

And it would be hard to enforce any mandatory mask policy in a stadium that can hold over 20,000 people. It would require more manpower than before and might end up costing the university more to attend to. It would be more trouble than it’s worth to try to implement safety measures when it can be just as effective to let students stay in quarantine at home.

Alexis Logan is a senior who will be graduating in December. She said that while the move is a smart choice, she won’t be participating.

“I do agree with virtual commencement because of Corona, it would be hard to have all of us in one space safely, but I’m pretty sure I won’t be participating because it isn’t the same,” Logan said. “I never saw any of this coming—I expected a normal last semester. I think the whole experience would be different. The best part about graduation/commencement is walking across the stage with all the other graduates and in front of family and friends. It’s supposed to be a celebration of hard work for us and it’s not gonna be the same coming from our laptop screens.” 

Back in the spring, many colleges around the U.S decided to hold virtual graduation ceremonies. Doing this prevented students from gathering in close spaces where they couldn’t socially distance themselves from others or where students that can’t wear masks don’t have to worry about their safety.

U of L reassured students that once commencement is able to be held in person, graduates are welcome to attend the ceremony.

Virtual commencement will be held on  Dec. 12 at 4:00 p.m.

Although commencement is virtual, graduates can still purchase a cap and gown, as well as honor cords. Students can also book an appointment for a free graduation portrait provided by the university.

It will understandably be hard for seniors who were anticipating a normal graduation. For now, though, graduates can look forward to receiving their diploma from the comfort of their own homes. While we can only hope that this doesn’t become a normal occurrence, we can still appreciate the measures taken to protect the health and wellbeing of our U of L community.

File Graphic // The Louisville Cardinal

The post Students are staying safe through virtual commencement appeared first on The Louisville Cardinal.

University cancels in-person December commencement, opts for virtual ceremony Tuesday, Oct 27 2020 

By Madelin Shelton — 

The University of Louisville has announced that 2020’s December commencement will take place virtually on Dec. 12 at 4:00 p.m.

“Each unit will have a virtual ceremony with traditional university-wide elements,” the university said in a letter to the class of 2020.

Despite the university observing a strong desire among student surveys for an in-person ceremony, U of L said, “The elements of the traditional ceremony that students identified as most important cannot be safely accomplished in the current environment.”

The university disclosed that the decision was made after considering the current COVID-19 situation and after seeking guidance from public health and infectious disease professionals, the university’s COVID Coordinating Committee, and other university leadership.

Finalized details are expected to arrive in the coming weeks.

The December commencement was to host those who will be graduating after the fall semester and those who graduated in May 2020 but still wanted to partake in an in-person ceremony, as all spring commencements were canceled as a result of the COVID-19 pandemic.

While students needed to have ordered their cap and gowns by Oct. 12 to guarantee a delivery by Nov. 18, they can still be ordered through Dec. 31. These items will be shipped to the address students list on their order. Those can be ordered here.

U of L will also be offering photo sessions on campus before Thanksgiving for graduating students. Further details about this will also be provided in the coming weeks.

File Graphic // The Louisville Cardinal

The post University cancels in-person December commencement, opts for virtual ceremony appeared first on The Louisville Cardinal.

U of L plans a virtual graduation for the class of 2020 Monday, May 4 2020 

By Eli Hughes–

The University of Louisville will host a virtual graduation on May 9 as a way to recognize the achievements of graduates while still maintaining social distancing guidelines.

This virtual ceremony will not replace the in-person spring commencement, which is expected to take place along with winter commencement later this year.

“As you know, the coronavirus pandemic necessitated the postponement of our spring 2020 commencement ceremony,” U of L President Neeli Bendapudi said in an email sent to the U of L community on May 3. “Although we do plan to hold a formal ceremony in December for our spring graduates, we want to ensure that we also recognize them now.”

The online commencement ceremony will take place on a website U of L has set up for this event. Beginning at 10 a.m. on May 9, the site will become active with messages from the U of L community, alumni, and state and local leaders.

Those interested can participate by celebrating the graduates through social media. The hashtag #UofLGrads2020 should be used to share the graduates’ accomplishments, personal stories, pictures and words of encouragement.

Graduates are also encouraged to use the hashtag to reflect on their time at U of L and share how they are celebrating. Bendapudi hinted in the email that the posts shared using the hashtag would be involved in the event on the website.

According to the email, the website will also feature spotlights of graduates, interactive features and numerous surprises.

“Although we’ll be celebrating their accomplishments in a way that is far different than anyone could have anticipated, I am certain that what the Class of 2020 has endured during this unprecedented time will further fuel their potential to build a better world, here and beyond,” Bendapudi said.

Graphic by Joseph Garcia // The Louisville Cardinal

The post U of L plans a virtual graduation for the class of 2020 appeared first on The Louisville Cardinal.