Louisville lose to Michigan State in Big Ten/ACC Challenge Thursday, Dec 2 2021 

The Cardinals fell behind by 20 points midway through the second half.

        

Kentucky routs rival Louisville 52-21; Levis runs for 4 TDs Sunday, Nov 28 2021 

The Wildcats earned their fourth rivalry win in five meetings

        

Go Cards! | Louisville beats Maryland in Bahamas Championship Saturday, Nov 27 2021 

Louisville beat Maryland 63-55 to win the Bahamas Championship.

        

Is College Still Worth It? Friday, Oct 22 2021 

By Jacob Maslow–Branded Content

There’s no doubt that the world has changed drastically in the past couple of years. We’ve changed how we socialize, how we shop, and how we work. But what about school? In an age where the future seems hazy, it can be hard to know whether college is still worth the effort. The answer? Yes, it is. Getting a college degree gives you the tools to navigate an uncertain world — plus so much more. Here are the top five reasons to go to school.

Still Financially Possible

These days, there are more ways than ever before to afford college tuition. One of the better options is to have your parents take out a Private Parent Loan. With this option, your parents will work with a private lender to settle on an amount that can help cover your tuition. This can ease the financial burden while you focus on your studies. Keep in mind that you must be enrolled in school full time. Private lenders also have greater flexibility compared to governmental lenders, so you and your parents both can rest assured that you will have many, many repayment options down the line.

Gives You Unprecedented Opportunities

While some may see going to school now as scary, right now is one of the most rewarding times to get a college education. Researchers worldwide are studying new trends and insights as they occur, and you can learn straight from the source. Gaining this insight can change how you see the world, too. In addition, these insights can further help you during job interviews and training.

Best Way to Learn New Skills

As the world changes, so do the skills needed for new jobs. Many people will be at a disadvantage by not having the education that you will. Learning the right skills will give you a competitive advantage when you apply to work and can lead to a job with a better salary. And you can go for an advanced degree in the future to increase your earnings further.

Provides You with Security

While the world may look like it’s getting better, there’s always the possibility that things could get worse. The world could see another wave of job losses that can affect graduates and non-graduates alike. But, since you’ll have a college degree, you’re armed with a better chance of securing another job. You can also adapt the skills you learn to online jobs and not just physical jobs.

It’s Fun

Yes, college does look different compared to just a few years back. But the college environment is still fun and exciting. As many campuses resume normal operations, so do get-togethers, events, and club outings. You can revisit fun things you thought you were too old to do and experience them in a new light. It’s a better time than ever to meet new people and bond over your shared experience. You can continue to gain new perspectives and grow as an individual. In the end, that’s one of the most rewarding aspects of the college experience.

Photo Courtesy of Jacob Maslow//Cosmic Press

The post Is College Still Worth It? appeared first on The Louisville Cardinal.

5 Tips on How to Travel After College Wednesday, Oct 20 2021 

By Jacob Maslow–Branded Content

After college, you will move on from the life of a student into that of a professional. This is the perfect time to go out and see the world before you become too busy with adulthood. 

Let this article serve as a travel guide if you want to see the world after college. After reading this, you will know tips that can make traveling easier for you after you graduate.

1. Visit Places You Can Afford

One of the things you need to keep in mind when looking for a place to visit is affordability. If you are still not making money, it is not ideal to go to places with a high cost of living

Instead of going to Tokyo or Scandinavia, go to places with cheaper travel costs. Look up general costs of living and currency exchanges.

Doing this can help you find a place where your dollar and relative buying power are strong.

2. Time Your Trip Right

Be patient. Although it can be tempting to take off for a foreign trip after graduation, this may not always be a smart move. 

Wait for the perfect time to go to the place you wish to visit. If you want to go to China, going during January or February would be expensive. 

More people will visit during this time because of the Spring Festival and the Chinese New Year. 

Because of these events, tourists and locals flock to the big cities. Airlines and hotels take advantage of these festivities to raise their prices.

Ideal travel time varies depending on the location.

If you are willing to brave freezing temperatures, you can go to Europe instead of China. However, because of the cold weather during this season, there will be fewer tourists.

3. Volunteer or Work Abroad

Try volunteering or working in another country. This is a smart option if you are not particularly attached to your current location. 

A temporary or seasonal job abroad can help you become more independent. 

You only need to create a resume while you take in the culture and experiences of another country.

4. Use FundMyTravel

You can use crowdfunding sites, like FundMyTravel, for financial support. This way, you can ask friends, family, and your extended network to support your travel goals. 

 

Think hard about what you want to achieve in your travels, then invite everyone to support you.

5. Try Backpacking

Backpacking may seem cliche, but this travel type has its merits.

Exploring a foreign country on foot fits into a post-graduate lifestyle. So it is because doing this is affordable and flexible.

You can choose to have a return date on your backpacking trip. But, you can also devote an unspecified length of time to the trip.

Places like India and Nepal are popular for backpacking. It is because these countries provide opportunities to mingle with the locals. You can also admire ancient architecture during the trip.

Rather than living by a schedule, you can make the decisions on the spot. Backpacking allows you to choose what kind of experiences and memories to make.

Backpacking trips are also cost-efficient. For example, traveling through Thailand can cost you as little as $20 per day. 

That said, you still need to prepare for a backpacking trip.

Have a soft travel schedule that outlines which nights you will spend in certain cities. 

Also, make sure your vaccinations and boosters are up to date. This way, you will not have to worry about foreign viruses or illnesses.

Traveling after graduation is a smart move for those looking for adventures. You are still not bogged down by work. Plus, you are as free and able-bodied as you will ever be.

So, do not miss the chance to travel after you get that diploma. Keep in mind the tips above and find your next adventure.

Photo Courtesy of Jacob Maslow//Cosmic Press

The post 5 Tips on How to Travel After College appeared first on The Louisville Cardinal.

Top Tips to Help College Students Adjust to Campus Life Wednesday, Oct 20 2021 

By Jacob Maslow–Branded Content

So, you’re heading off to college, where you’ll begin your exciting journey of self-discovery, new relationships, and academia. Your university years change you, and during this time, you’ll make unforgettable memories – both good and bad – and gain friendships to last a lifetime. While college life is a fantastic time, it doesn’t come without its hardships. To help you get through the ups and downs, we have a few dos and don’ts that will ensure you get the most out of these incredible years.

Make Time to Chill Out 

It’s not all about working hard or playing hard. Taking the time to unwind is just as crucial as social events and study time. Making time for relaxing is easy with a few everyday routines – take a bath, exercise, enjoy a walk, read a book, or listen to music while vaping your favorite flavor. A popular choice of vape is the Mighty Vaporizer by Storz & Bickel – it is easy to maintain and built to last. So whatever it is you enjoy doing, make time for that activity every day, and you will thank yourself later.

Get Involved

Seek friendships, go to as many campus social events as possible, and enroll in clubs – all of which enrich your university experience. In doing so, you’ll nurture your current hobbies and interests, discover new ones, and find your social niche. Getting involved and staying socially active ensures you have fun and feel good during your college years. If you can imagine it, there’s probably a club for it – and if there isn’t, why not start your own? 

Organize Your Time and Don’t Skip Out

Attendance is required for academic success, which should be your top priority, along with taking good care of your health – both physical and mental. Skip class, and you’ll find yourself with declining grades that result in overwhelming academic stress. Homework and assignments are given for a reason – to enhance your learning, you must complete them if you want to succeed. Organize your time throughout the week so that you have enough hours and energy to attend classes, complete assignments, and study, as well as fit in space for self-care, relaxation, hobbies, and social events.

Don’t Party Too Much

It’s all too easy to forget why you’re at college in the first place. Don’t let your grades, learning, and your health suffer because of too much partying. Moderation and prioritizing are key. Learn to balance your social life with your classes, homework, goals, and deadlines so that you can enjoy the college experience while getting the grades you deserve. Plus, it’s vital to avoid causing harm to yourself and others – that means if you choose to party and consume alcohol, it’s wise to do so responsibly.  You should also learn to be assertive with people, communicate properly, and acquire the valuable life skill of knowing when to say no. Do not go looking for love in wrong places either. The party scene in college can be deceiving. You need to know how to protect yourself. 

Stay on Campus Where Possible

College is usually when many young people experience autonomy and independence for the first time. Getting the most authentic college life experience involves living away from home – where mom and dad aren’t there to do your laundry, cook your dinner and wash your dishes. So, opt to stay on campus or nearby if that choice is available to you. 

Eat Well and Sleep Well

In the craziness and excitement that is college, it’s easy to forget the essential things. Good food and healthy sleep patterns are essential for thriving in this fantastic time of your life. Ensure you’re getting all your vitamins and minerals in the form of a balanced diet – that means don’t get lazy and indulge in pizzas, burgers, and too much takeout food. Instead, make an effort to cook or buy healthy meals more often than you overeat on junk. Combine a good diet with a disciplined sleep pattern, and you’ll be well on your way to success. Also, minimize the late nights and sleeping in as much as you can.

Have a Positive Attitude

Practice being upbeat, optimistic, and tolerant of yourself and other people. Positivity and open-mindedness are infectious, and practicing these traits will make you feel better about yourself and college in general while attracting other like-minded positive people into your life. 

Photo Courtesy of Jacob Maslow//Cosmic Press

The post Top Tips to Help College Students Adjust to Campus Life appeared first on The Louisville Cardinal.

Smart Money Moves After Graduation Tuesday, Sep 28 2021 

By Jacob Maslow–Branded Content

Once you have finished college, your life will change, and you will have greater responsibility and opportunity in the future. You might be beginning a new career, living on your own, or becoming independent from your parents for the first time. If you want to be successful after school, a few things will help you do so.

Take Care of Student Loans

Now is the time to take care of the debt you may have accumulated while getting your degree. Most graduates have at least some student debts after finishing school. It can be tempting to make only the minimum payments each month, but it is best to repay them as aggressively as possible. 

Once you take care of these loans, you won’t have to pay as much in interest, giving you more savings. One way you can lower your monthly expenses is by creating a plan of action for your loans. For example, you could consider an option to refinance student loans into a new loan from a private lender. You might get different repayment terms or find a lower interest rate, which can then reduce what you pay each month.

Budgeting for Living Expenses 

It is essential to understand where your cash comes from and where it goes. Then, create and stick to a budget each month to ensure you stay financially healthy for a long time. There are plenty of apps that will help you create this money-saving tool, and these can track your credit, account balances, and spending, no matter where you are.

Understand living expenses to create a realistic budget. Once you move off-campus, you will find costs can add up quickly. Whether it is rent, utilities, or transportation, you will be facing a lot more costs now. And these can add up quickly, making you wonder where your income is going. When setting up the budget, ensure you consider each expense and know they can change throughout the year. For example, if you live in a region with frigid winters, your electric bill might be higher then.

Start Retirement Planning

It might seem crazy to think about your retirement when you have barely entered the workforce, but now is the best time to begin saving. Many times, you can earn interest on the money in your account, as well as the money you have already invested. But, of course, that means you need to have time on your side to have the best results.

It’s not that hard to save for retirement since the most complex part will be making sure there is enough room in your budget for it. First, create automation so some of your paychecks go directly toward the account. Second, if you receive a 401(k) match from an employer, try to take full advantage of that offer since it is free money. Think of it as part of the wages you earn from the work you provide to the company. Finally, promise yourself that you won’t touch your retirement savings, no matter what.

Photo Courtesy of Jacob Maslow // Cosmic Press

The post Smart Money Moves After Graduation appeared first on The Louisville Cardinal.

Cunningham guides Louisville past winless Florida State Saturday, Sep 25 2021 

Cunningham now has eight rushing touchdowns, two in each game for Louisville (3-1, 1-0).

        

Pros and Cons of Attending College for Free Wednesday, Jun 23 2021 

By Jacob Maslow–Branded Content

At one time or another, everyone thinks about going to college. While the choice of education is entirely up to you, there is one thing that will always be a deciding factor, which is the cost. Despite there being many ways to pay for college, it can strain on your finances. Paying out of pocket can leave a huge dent in your bank account while loans can affect your overall credit score if not paid on time. This leads to a question many people have asked: should college be free? Here are the pros and cons of getting a college education for free.

Pro: It Allows Everyone to Get an Education

In a perfect world, everyone is able to pay for the education they deserve. Unfortunately, that’s not always the case. There are a lot of people who are unable to go to college because they can’t afford it. What’s worse is that they might not be approved for a loan either. Since a college education is necessary for most jobs these days, you would think everyone would be provided with tuition-free schooling. That way, people would be able to live well while boosting the economy.

Pro: Student Debt Would Be Completely Eliminated

One of the most common forms of debt is undoubtedly student loan debt. Regardless of the level of degree a student earns, they usually walk away with some amount of student debt. In fact, taking out a student loan from a private lender is how most people afford the high cost of college. Student debt can put a lot of strain on you both mentally and financially, so making college free would alleviate a lot of this unnecessary stress. Being able to attend for free would probably increase the attendance rate as well.

Con: Many People Wouldn’t Understand How to Properly Finance

Let’s be honest, going to college for free does sound like a dream come true. However, it may not be as great an idea as you think. College is a place where you go to learn and sharpen your basic life skills. One of these includes managing your finances properly. Although the debt can be a hindrance, it also teaches us how critical budgeting and saving is. Without this crucial skill, it wouldn’t be a surprise to see people spend their money and then struggle to make monthly house or car payments.

Con: The Value of College Would Decrease

It’s kind of shocking to know how many people underestimate the value of college. Going to a university for free might decrease the overall value of a college degree, including a Ph.D. It’s the idea of getting a good job that ultimately motivates us to keep working hard and mastering the skills of our chosen program. Honestly, what people truly want is to have the cost of college reduced, not entirely free. If people were allowed to college any time they wanted with no risk or reason, they might not see the benefit of earning their degree.

Photo Courtesy of Jacob Maslow // Cosmic Press

The post Pros and Cons of Attending College for Free appeared first on The Louisville Cardinal.

Paid in full: Simmons College pays off school debt for dozens of students Friday, May 28 2021 

The school erased the remaining debt of 65 students enrolled in Spring 2020, Fall 2020, Spring 2021.

        

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